Unfortunately, more than half of Americans delay or avoid obtaining healthcare coverage. Over the years, traditional health insurance plans have increased 20%-40%.
To overcome these challenges, Vensure Direct Care offers business owners affordable, alternative healthcare options for their employees.
As the healthcare and insurance industries constantly change, VensureHR is always looking for ways to improve access to quality care without breaking budgets. One solution is through our Direct Care program, which provide four tiers of care for employers to choose from. All programs include board-certified doctors who are available anytime via phone, app, or video chat on smartphones, tablets, or computers. Each tier adds another layer of coverage to its member(s), as shown in the breakdown below:
A new form of addressing basic healthcare needs virtually, called telehealth or telemedicine, has been developed as a result of the advancement of telecommunication technology. VensureHR offers clients’ employees access to MDLive, a telehealth service that provides virtual doctors’ visits. MDLive coverage extends to an employee’s spouse and children and is a cost-effective way to seek care from the comfort of their own home.
Providers can diagnose a number of common medical conditions, prescribe treatment, and send prescriptions to the patient’s local pharmacy quickly and efficiently. There are no limits on utilization, and it eliminates the worries of copays, deductibles, and health insurance.
Through Virtual Select Care, VensureHR provides clients and their employees access to a value-driven primary care approach. Patients are allowed to choose their own physicians who will manage all of their medical needs virtually.
For a fraction of the cost of major medical programs and a small monthly membership fee, members receive unlimited access to:
VensureHR offers clients a subscription-based program for affordable, quality healthcare that provides members access to a network of local urgent care and/or local primary care practices, including telehealth. Local Care provides services that range from primary to urgent care needs for a monthly subscription that starts as low as $105. Employers can split the monthly subscription cost with employees 50/50 and this benefit can be paired with Sedera.
Local Care gives employees access to care every day, including holidays, with extended hours from 8 a.m. to 8 p.m. There is no appointment necessary to receive care and there are no copays, deductibles, or co-insurance for 80% of day-to-day medical needs. Like a national gym membership, you have unlimited access to healthcare at any location.
In contrast to the traditional health insurance model, our medical cost-sharing solution utilizes an approach where members contribute a given amount each month and draw from community funds as medical needs arise. Employees and their families gain access to effective and flexible healthcare affordably without sacrificing quality of care. This way, members save 30% – 50% of costs that come with conventional health insurance plans.
Sedera’s cost-sharing model gives employees access to primary care, specialty care, emergency rooms and hospitalizations, both in- and out-patient surgeries, maternity care, diagnostic imaging, and x-rays, as well as in- and out-patient laboratories. The service is an alternative to health insurance and is available for members who sign up and have met their Initial Unshareable Amount. Sharing medical expenses lowers monthly costs and costs for care, saving members money on reliable, high-quality healthcare.